A sad phenomena we have seen since the Global Financial Crisis of 2007-2008 has been the common theme of small business owners getting in trouble with creditors, being liquidated, then being chased personally by liquidators. Despite the claims of a rock star economy, we see small business owners still struggling on a regular basis. Many come to us too late to be of the most use, having either buried their heads in the sand when cash-flow got too tight, or having thought they